1300 855 223
We’re Sydney’s leading car pawn shop
Providing loans on cars $2,000 to $50,000
- No Credit Checks
- No Establishment Fees
- No Repayments 3 Mths
- 1 to 90 Day Loans
How It Works
Send us clear photos of your vehicle
Agree on a loan amount
Bring your car
to us
Get paid—cash in hand or instant bank transfer
Pawn a Car or Hock Your Vehicle – Instant Cash in Parramatta
About Us
Tips for submitting car photos:
- Exterior: Both sides, front, rear, plus bonnet, boot, and roof
- Interior: Dashboard/instrument cluster, front seats, and general cabin condition
- Documentation: A clear photo of the front of the vehicle’s registration certificate showing the VIN and registered owner’s name.
Why You Choose Us
Fast & Simple Approvals
Get approved in as little as 30 minutes with a hassle-free process—no credit checks or endless paperwork.
Absolute Transparency
We clearly explain all terms upfront, so you know exactly what you're getting—no confusion, no surprises.
Specialists in car pawns
With years of experience, we focus solely on vehicle-backed loans—quick, secure, and tailored to your needs.
No hidden charges
What you see is what you get—no sneaky fees, penalties, or fine print to worry about.
We Pawn All Makes & Models of Cars
Sedans
Sport Utility Vehicles
Dual-Cabs & Utes
Hatch Backs
Coupes
Convertibles
Sports Cars
Mini Vans
Station Wagons
American Muscle Cars
Classic Australian Cars
Classic & Vintage Cars
Frequently Asked Questions
Q1: What is the requirement to obtain a vehicle pawn loan?
There are a few things we need to tick-off first.
To get a car pawn loan, you need to prove ownership or legal entitlement to the vehicle you intend to pawn. The necessary documentation typically includes:
– a photo ID (like a driver’s licence), and
– asset registration or purchase documents for the car.
When you arrive at Loan on Car, we’ll conduct a final appraisal of your vehicle, verify your ownership, and then, once the paperwork is signed, you will receive your loan either in cash or transferred directly into your bank account, providing you with quick access to the funds you need.
Q2: How much can I borrow if I pawn my car?
When you pawn a car—or any item—it must legally remain in the care of the pawnbroker until the loan is fully repaid. This is a requirement under the laws governing pawnbrokers, ensuring the collateral remains secure. At Loan On Car, while we cannot let you drive your car during the loan period, we guarantee it will be safely stored and well cared for until the loan is settled.
Q3: What’s the difference between pawning my car and getting a loan against my car from a payday lender? for this?
When you pawn a car at LoanOnCar, you’re using your vehicle as collateral in a regulated car pawnshop, which means the car is held securely by us during the loan period, in line with pawnbroking laws. Unlike payday lenders or finance companies that place a lien and let you keep driving, pawning requires us to take possession of the car—allowing for a much faster, hassle-free process. Importantly, you cannot get a loan against your car from a payday lender if you’re unemployed, self-employed, have bad credit, or are bankrupt. At LoanOnCar, we don’t need your credit score, employment history, or even the reason for your loan. If you’re looking to pawn your car in Parramatta, Sydney, we offer a straightforward and secure solution when other lenders say no..