Car Pawn Loans in Sydney – Fast Cash, No Credit Checks
Fast Cash Car Pawn Loans – Simple & Hassle-Free
Sydney’s trusted car pawn shop offering loans from $2,000 to $50,000 – no credit checks, same-day cash 💰
We Pawn All Makes & Models of Cars
• Shop 6a/3 Victoria Rd, Parramatta •
Find us on Google Maps📍
-5 Minutes from Parramatta CBD-
$$ Get Cash in Minutes $$
🕵🏽 No Credit Checks
✔️ No Establishment Fees
👌 No Repayments 3 Mths’
⏳ 1 to 90 Day Loans
Phone Us ☎️ 1300 855 223 or fill-out our Online Enquiry Form and we’ll call you with a free no obligation quote.
Even better, you can ‘SMS’ photos of your car and we’ll contact you a free pawn-value appraisal. Please click here to see how >>
Pawn a Car or Hock Your Vehicle – Instant Car Pawn Loans in Parramatta
At Loan On Car, we specialise in one thing—car pawn loans in Sydney. We’re not a payday lender or finance company—we’re a licensed Sydney car pawnbroker providing fast, hassle-free loans on cars using your vehicle as collateral. No credit checks, no hidden fees, same-day cash loans.
Whether you need to pawn your car, hock your ute, or access quick cash for your vehicle today, we make it simple. With instant approvals and same-day payouts, you can unlock up to $50,000 fast. It’s the quickest way to get cash for your car—just pawn your vehicle and walk away with money in your account.
Pawn a Car For Cash Today!!
We’ve Got Money to Lend

Looking for a fast and hassle-free way to pawn your car for cash in Parramatta? At Loan On Car, we provide a secure and confidential solution for those needing immediate funds without the red tape of traditional lenders.
Why choose Loan On Car?
Because, we’re experts at loans on cars and make the process fast and easy for you. As Sydney’s most trusted car pawn shop.

Fast & Simple Approvals
– Get your loan within 1 hour.
Absolute Transparency
– Clear terms, no hidden charges.
Pawning Your Car for Quick Cash – Fast, Simple & Secure
Getting a car pawn loan is the simplest way to unlock the value of your vehicle — with straightforward paperwork, no credit checks, and a fully licensed Sydney pawnbroker to guide you through every step.
It’s as easy as:
1. Call Us or complete our Online Application
2. Send us clear photos of your car for a free loan appraisal
3. Agree on the loan amount – we offer up to 60% of the car’s value
4. Bring your vehicle to us for final inspection and paperwork
5. Get paid instantly – cash in hand or immediate bank transfer.
It’s the simplest way to get fast cash for your car in Sydney.
Tips for submitting car photos:
- Exterior: Front, rear, both sides, bonnet, boot, and roof
- Interior: Dashboard, seats, cabin condition
- Documents: Vehicle registration showing VIN and owner’s name.
No Time to Waste – Call Us Today
When you need quick cash for your car, we make it fast, secure, and hassle-free.
☎️ 1300 855 223 or use our online enquiry form for a free no-obligation car pawn loan quote.
Or use our Enquiry Form and we’ll call you
At Loan On Car, Sydney’s most trusted car pawn shop, we also provide pawn loans for motorbikes and Jet Skis. To qualify, your vehicle must be unencumbered (with no finance owing), in good condition, and generally less than 12 years old from the date of manufacture.
FAQs
Frequently Asked Questions
What is the requirement to obtain a vehicle pawn loan?
There are a few things we need to tick-off first.
To get a car pawn loan, you need to prove ownership or legal entitlement to the vehicle you intend to pawn. The necessary documentation typically includes:
– a photo ID (like a driver’s licence), and
– asset registration or purchase documents for the car.
When you arrive at Loan on Car, we’ll conduct a final appraisal of your vehicle, verify your ownership, and then, once the paperwork is signed, you will receive your loan either in cash or transferred directly into your bank account, providing you with quick access to the funds you need.
How much can I borrow if I pawn my car?
When you pawn a car—or any item—it must legally remain in the care of the pawnbroker until the loan is fully repaid. This is a requirement under the laws governing pawnbrokers, ensuring the collateral remains secure. At Loan On Car, while we cannot let you drive your car during the loan period, we guarantee it will be safely stored and well cared for until the loan is settled.
What’s the difference between pawning my car and getting a loan against my car from a payday lender?
When you pawn a car at LoanOnCar, you’re using your vehicle as collateral in a regulated car pawnshop, which means the car is held securely by us during the loan period, in line with pawnbroking laws. Unlike payday lenders or finance companies that place a lien and let you keep driving, pawning requires us to take possession of the car—allowing for a much faster, hassle-free process. Importantly, you cannot get a loan against your car from a payday lender if you’re unemployed, self-employed, have bad credit, or are bankrupt. At LoanOnCar, we don’t need your credit score, employment history, or even the reason for your loan. If you’re looking to pawn your car in Parramatta, Sydney, we offer a straightforward and secure solution when other lenders say no..
What types of cars will you pawn?
Are you a licensed pawnbroker?
Yes. Loan on Car is a fully licensed pawnbroker under New South Wales law. This ensures every transaction follows strict legal requirements, giving you peace of mind that your car and personal details are secure.
What does it mean to pawn my car?
Pawning your car means using your vehicle as security for a short-term loan. We hold the car for the duration of the loan, and once you repay the amount plus interest, you collect your car in the same condition.
Why must the car stay in your possession?
Under NSW pawnbroking laws, we must hold the car for the full loan term. This protects both you and us and ensures the vehicle remains valid security until the loan is repaid.
How much can I borrow when I pawn my car?
You can typically borrow up to 50–60% of your car’s wholesale value. Example: a car valued at $30,000 may qualify for a pawn loan up to around $18,000.
Do you conduct credit checks?
No credit checks—your car is the security. This means you can obtain a pawn loan even with poor credit or no credit history.
How long do I have to repay the loan?
Most loans are set for a 90-day legal term, with extensions available. You may repay anytime before then, and there are no fees to repay early.
How does the process work?
It’s simple: Bring your car and ID → We assess its value → You sign a pawn ticket → You receive cash instantly.
Got More Questions About Loans On Cars?
Call Us to speak with our expert team.
Note: Loan on Car is the dedicated car pawn division of E-Pawn Pawnbrokers (Sydney), a leading high-value collateral lender. We specialise in pawning a wide range of vehicles, including cars, motorcycles, boats, and trucks. Occasionally, we also accept pawns for heavy machinery, recreational vehicles, caravans, trailers, farm equipment, and even aircraft.
See other assets we loan on >>
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